Fintech

Fintech & Financial Technology Law

South Africa’s fintech sector continues to evolve rapidly, driven by innovation in digital payments, payment platforms, financial technology, crypto assets and technology-enabled financial services. For fintech businesses, however, innovation increasingly operates within a complex and developing legal and regulatory environment.

O’Reilly Law advises fintech companies, founders, investors and established businesses on the legal and regulatory issues affecting financial technology in South Africa. We help clients understand the regulatory framework applicable to their products, structure their businesses appropriately, manage legal and compliance risk, and negotiate the commercial agreements required to launch and scale fintech products.

Our lawyers have experience advising on mobile money, digital and electronic payment solutions, payment systems, fintech platforms and crypto assets, including matters involving ICOs, NFTs, cryptocurrency businesses and local and international crypto exchanges.

Our fintech legal services extend beyond regulatory advice. We assist clients with corporate structuring, investment and fundraising transactions, shareholder arrangements, technology and SaaS agreements, licensing and commercial contracts, data protection and POPIA compliance, intellectual property, and cross-border commercial arrangements.

As the regulation of fintech, payments and crypto assets continues to develop in South Africa, businesses operating in this sector require legal advice that understands both the commercial realities of building a technology business and the regulatory environment in which financial products and services operate.

Speak to our fintech lawyers about the legal, regulatory and commercial requirements applicable to your fintech business.